VERY Helpful Do you know the difference between http and https?

Do you know the difference between http and https? Don't know how many of you are aware of this difference, but it is worthsending to any that do not. The main difference between http:// and https:// is.... It's all aboutkeeping you secure!! HTTP stands for Hyper Text Transfer Protocol... The S (big surprise) stands for "Secure". If you visit a website orwebpage, and look at the address in the web browser, it will likely beginwith the following: http://. This means that the website is talking to yourbrowser using the regular unsecured language. In other words, it is possiblefor someone to "eavesdrop" on your computer's conversation with the website.If you fill out a form on the website, someone might see the information yousend to that site. This is why you never ever enter your credit card number in an http://website! But if the web address begins with https://, that basically means yourcomputer is talking to the website in a secure code that no one caneavesdrop on. You understand why this is so important, right? If a website ever asks you to enter your credit card information, you shouldautomatically look to see if the web address begins with https://. If it doesn't, you should NEVER enter sensitive information....such as acredit card number.
PASS IT ON (You may save someone a lot of grief).

The Do's and Don'ts of Cleaning Hardwood Floors

The Do's and Don'ts of Cleaning Hardwood Floors

home repair cost - dont get ripped off!!!

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Compliments of http://www.homeinspectorlocator.com


Home repair, dont get ripped off!

Install conventional asphalt shingles over existing shingles $1.25 - $2 / sq. ft.
Strip and re-shingle with conventional shingles $2 - $3 / sq. ft
Strip and re-roof with cedar shingles $5 - $7 per sq. ft.
Strip and replace built-up tar and gravel roof $4 - $6 / sq. ft.
Strip and replace single-ply membrane $4 - 6 / sq. ft.
Reflash typical chimney $300 - $500
Reflash typical skylight $300 - $500
Rebuild typical chimney above roof line $100-$200 / lin. ft.
Repoint typical chimney above roof line $20-$30 / row
Exterior Install galvanized or aluminum gutters and downspouts $3 - $5 / lin. ft.
Soffits - Fascias - Repointing - Water Proofing
Install aluminum soffits and fascia $8 - $12 / lin. ft
Install aluminum or vinyl siding $3 - $4.50 / sq. ft.
Repoint exterior wall (soft mortar) $3 - 4.50 / sq. ft
Repoint exterior wall (hard mortar) $6 - $8 / sq. ft.
Parge foundation walls $3 - $4 / sq. ft.
Damp proof foundation walls and install weeping tile $60-$120 / lin. ft.
Garages - Decks - Retaining Walls - Foundation
Install a deck $12- $20 / sq. ft.
Rebuild exterior basement stairwell $3500 - $5000
Build detached garage(single) $8000 and up
Build detached garage (double) $12000 and up
Build retaining wall (wood) $20 - $25 /sq. ft.
Build retaining wall (concrete) $30 - $40 / sq. ft.
Structure Underpin one corner of house $3500 and up
Underpin or add foundations $300 + /lin. ft.
Lower basement floor by underpinning and/or bench footings $150-$300 / lin. ft.
Replace deteriorating sill beam with concrete $60 and up/ lin. ft.
Install basement support post with proper foundation $200 - $400
Perform chemical treatment for termites $500 and up
Repair minor crack in poured concrete foundation $400 - $800
Electric Repairs - Upgrades
Electrical Upgrade electrical service to 100 amps $1200-1800
Upgrade electrical service to 200 amps $1500 - $2000
Install new circuit breaker panel $500 - $700
Add 120 volt circuit $150 - $250
Add 240 volt circuit $250 - $350
Add conventional receptacle $75 - $150
Replace conventional receptacle with ground fault circuit receptacle $60 - $90
Rewire electrical outlet with reversed polarity
(assuming electrician already there) $5 - $10 ea.
Install conventional alarm system fire- burg $1000 and up
Heating Systems - Air Conditioning
Heating install mid-efficiency forced-air furnace $1700 - $2500
Install high-efficiency forced-air furnace $2500 - $3500
Install drum-type humidifier $200 - $300
Install electronic air filter $500 - $800
Install mid-efficiency boiler $2500 - $4000
Install high-efficiency boiler $5000 - $9000
Rebuild firepot (refractory) on boiler $500 - $800
Install circulating pump $400 - $600
Install chimney liner $300 - $700
Install set-back thermostat $100 - $300
Remove oil tank from basement $200 - $400
Remove abandoned underground oil tank $3500 and up
Replace radiator valve $75 - $150
Add electric baseboard heater $150 - $250
Convert from hot water heating to forced-air (cape) $8000 - $10000
Convert from hot water heating to forced-air (two story) $15000 - $20000
Clean ductwork $250 and up
Cooling/Heat Pumps Add central air conditioning on existing forced-air system $2000-$3000
Add heat pump to forced-air system $3000-$4000
Replace heat pump or air conditioning compressor $800 - $1400
Install independent air conditioning system $8000 - $15000
Insulation
Insulation Insulate open attic to modern standards $1 - $1.50 / sq. ft.
Blow insulation into flat roof, cathedral ceiling or wall cavity $2 - $3.50 /sq. ft.
Improve attic ventilation $40 - $50 per vent
Plumbing
Plumbing Replace galvanized piping with copper (2 story with one bathroom) $2000 - $2500
Replace water line to house $1500 - $3500
Replace toilet $300 and up
Replace basin $200 and up
Replace bathtub, including ceramic tile $1500 and up
Install whirlpool bath $3000 and up
Retile bathtub enclosure $800 - $1200
Replace leaking shower stall pan $1000 - $1600
Rebuild tile shower stall $1500 - $2500
Replace laundry tubs $250 - $500
Remodel four-piece bathroom completely $6000 and up
Connect waste plumbing system to municipal sewers $3000 and up
Install submersible pump $800 and up
Install suction or jet pump $400 - $600
Install modest basement bathroom $4000 and up
Carpentry - Finish Work
Sand and refinish hardwood floors $1.50 - $3 /sq. ft.
Interior add drywall over plaster $1.50-$2.50 /sq. ft
Install replacement windows $200 - $400 ea
Install storm windows $75 - $200 ea.
Install skylight $500 and up
Remodel kitchen completely $8000 and up
Painting (trim only) $1500 - $2500
Painting (trim and wall surfaces) $3000 and up
Fireplaces - Stoves
Repoint chimney (2 story) $700 and up
Convert coal-burning fireplace to wood-burning unit $800 and up
Install masonry fireplace (if flue already roughed - in ) $2000 and up
Install zero-clearance fireplace (including chimney) $2500 and up
Install glass doors on fireplace $300 and up
Install gas Incert into existing fireplace $2500 and up

Cleaning Techniques

How many of these did YOU know about?
A sealed envelope - Put in the freezer for a few hours, then slide aknife under the flap. The envelope can then be resealed. (Hmmmmmm..)
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Use Empty toilet paper roll to store appliance cords. It keeps them neat and you can write on the roll what appliance it belongs to.

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For icy door steps in freezing temperatures: Get warm water and put Dawn dish washing liquid in it. Pour it all over the steps. They won't refreeze. (Wish I had known this for the last 40 years!).

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To remove old wax from a glass candle holder, put it in the freezer for a few hours. Then take the candle holder out and turn it upside down. The wax will fall out.

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Crayon marks on walls? This worked wonderfully! A damp rag, dipped in baking soda. Comes off with little effort (elbow grease that is!).

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Permanent marker on appliances/counter tops. (Like store receipt BLUE!) Rubbing alcohol on paper towel.

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Whenever I purchase a box of S.O.S Pads, I immediately take a pair of scissors and cut each pad into halves. After years of having to throwaway rusted and unused and smelly pads, I finally decided that this would be much more economical. Now a box of S.O.S pads last me indefinitely! In fact, I have noticed that the scissors get 'sharpened'' this way!

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Blood stains on clothes? Not to worry! Just pour a little hydrogen peroxide on a cloth and proceed to wipe off every drop of blood. Works every time! (Now, where to put the body?) LOL

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Use vertical strokes when washing windows outside and horizontal for inside windows. This way you can tell which side has the streaks. Straight vinegar will get outside windows really clean. Don't wash windows on a sunny day. They will dry too quickly and will probably streak.

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Spray a bit of perfume on the light bulb in any room to create a lovely light scent in each room when the light is turned on.

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Place fabric softener sheets in dresser drawers and your clothes will smell freshly washed for weeks to come. You can also do this with towels and linen.

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Candles will last a lot longer if placed in the freezer for at least 3hours prior to burning.

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To clean artificial flowers, pour some salt into a paper bag and add theflowers. Shake vigorously as the salt will absorb all the dust and dirtand leave your artificial flowers looking like new! Works like a charm!

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To easily remove burnt on food from your skillet, simply add a drop or two of dish soap and enough water to cover bottom of pan, and bringto a boil on stove top.

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Spray your TUPPERWARE with nonstick cooking spray before pouring in tomato based sauces and there won't be any stains.

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Wrap celery in aluminum foil when putting in the refrigerator and it will keep for weeks.

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When boiling corn on the cob, add a pinch of sugar to help bring out the corn's natural sweetness.

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Cure for headaches: Take a lime, cut it in half, and rub it on your forehead. The throbbing will go away.

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Don't throw out all that leftover wine: Freeze into ice cubes for futureuse in casseroles and sauces ... LEFT OVER WINE, who writes this stuff

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To get rid of itch from mosquito bites, try applying soap on the area and you will experience instant relief.

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Ants, ants, ants everywhere ... Well, they are said to never cross a chalk line.. So, get your chalk out and draw a line on the floor or wherever ants tend to march. See for yourself.

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Use air-freshener to clean mirrors. It does a good job and better still, leaves a lovely smell to the shine.

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When you get a splinter, reach for the scotch tape before resorting totweezers or a needle. Simply put the scotch tape over the splinter, andthen pull it off. Scotch tape removes most splinters painlessly and easily.

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Now look what you can do with Alka Seltzer... Clean a toilet.Drop in two Alka Seltzer tablets, wait twenty minutes, brush and flush. The citric acid and effervescent action clean vitreous China.

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Clean a vase.To remove a stain from the bottom of a glass vase or cruet, fill with water and drop in two Alka Seltzer tablets.

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Polish jewelry.Drop two Alka Seltzer tablets into a glass of water and immerse the jewelry for two minutes.

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Clean a thermos bottle.Fill the bottle with water, drop in four Alka Seltzer tablets, and let soak for an hour (or longer, if necessary).

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Unclog a drain.Clear the sink drain by dropping three Alka Seltzer tablets down the drain followed by a cup of Heinz White Vinegar.. Wait a few minutes, and then run the hot water.

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Do your friends a favor. Pass this timely (and some not-so-timely)information! I just did. Makes you wonder about ingesting Alka Seltzer, doesn't it?

Is Our FinancialFuture Bleek????

http://news.goldseek.com/InternationalForecaster/1276702085.php

International Forecaster June 2010 (#5) - Gold, Silver, Economy + MoreBy: Bob Chapman, The International Forecaster
-- Posted Wednesday, 16 June 2010 Digg This Article
Share this article Source: GoldSeek.com
The following are some snippets from the most recent issue of the International Forecaster. For the full 26 page issue, please see subscription information below.
US MARKETS
Were it not for the Federal Reserves purchase of Treasury and Agency bonds the US would already be unable to raise funds to service debt and issue new debt, and it would already have descended into national bankruptcy. It is no wonder the Fed does not want to be audited. Through various artifices the Fed has been purchasing US treasury paper. No one knows how much, because when asked the Fed says it is a state secret. That is what all Americans love. A country run in secrecy. A privately owned corporation operating under the cover of secrecy, and protected by a Treasury Department, that is under the control of the Fed’s owners. How is that for an incestuous relationship?

Government is desperately searching for more revenue to cover its massive deficit spending and to service existing mandatory programs. Taxes are being increased; some 19 new taxes, in the recently passed medical reform legislation. Unfortunately this isn’t enough. Of course, there is never enough.

As a result, as we pointed out recently, government has been eying retirement plans as a source of funding. The arm-twisting has been going on for some six months to make managers of retirement funds to purchase US Treasuries and Agency bonds. This is to provide a delaying action as the dollar begins to play second fiddle to gold as the only real currency. In addition, foreign central governments, which own well over $3 trillion of these debt instruments, hope that the US is serious about protecting the functioning of government. Accessing retirement plans will be an integral part of extending solvency to buy more time for Wall Street, banking and government. Of course there is nothing our purchased Congress won’t pass to stay in office.

Thus it has been decided behind the scenes to eventually confiscate the $15 trillion in private retirement funds. The only thing those who control government haven’t quite figured out yet is exactly how to confiscate what little wealth you have left. These plans were in construction in the early 1990s with funding from the Rockefellers. In 1991, plans were presented to create a mandatory pension system to be funded by a one-time 15% tax on retirement assets and a continuing tax of 15% on retirement income. Those plans had to be put on the shelf, because they were not politically acceptable at the time and passage was not possible. Today there are more aggressive plans in the works and if we do not unseat most of the incumbents in November’s election you will see passage of such legislation over the next two years.

Tax revenues are plunging due to high unemployment and the justification is there to present such legislation, as government spending reaches unbelievable levels. New methods, no matter how unpalatable have to be found to feed this devouring money monster.

In 2007 ideas were submitted to a congressional subcommittee by Thresa Ghilarducci who was director for the far, far, left at the New School for Social Research. Her idea, of course, was to make sure retirement would be available for millions who never bothered to save a cent and her solution was to confiscate the assets of those who did save. A program that would have made Marx and Lenin very happy. Her plan was to tax workers of 5% of their gross income. The eventual payout would be based on government’s bogus CPI, which has been screwing retirees under COLA for the past 30 years. As any intelligent person knows the government is already broke and can never pay off its debt, thus the funds would be used to pay down existing debt. That would go for any plan the government puts together. Since then we have seen other approaches, such as mandatory plans, voluntary plans, but they all end up stealing your retirement. As we said last week now is the time to start phasing out of these plans, such as IRAs. In order to overcome the tax and possible penalties you might phase out over 2 or 3 years. If you have any questions contact us and we will try to be of assistance.

There could be legislation to end further tax deductions in effect ending all plans for the future in order to being in immediate tax revenues, or a voluntary plan where a percentage of your plan could be traded for a government annuity, which would not be worth the paper it is written on. It is coming no matter what form it takes. The people who control government know this has to be done to keep the economy afloat. This is just another form of fascist nationalization. It may be sold to Americans’ as bonds lose their AAA status, or an attack on the Fed or the Treasury, or another war, or a complete economic collapse. It could be a false flag event, or World War III. Take your pick, but it is coming. The brainwashed public in worry and fear can be convinced of anything. These events could spark a move to add taxes or penalties justified by such events. Those in plans they cannot exit are just plain screwed, unless they quit their jobs, take the funds and buy gold and silver related assets.

Discussions are in progress to relieve you of your wealth. They have already destroyed the real estate market. The stock market will be next to fall followed by bonds. You have to begin exiting now before the rules become more onerous. In fact, such events will force workers to jump at the chance for a worthless government program. Fortunately you will already be out and into gold and silver assets. If you do not begin your exit now you will be plundered by government. We might add that in the process of the stock and bond market falling there will be a consolidation and nationalization of banks, so immediately exit CDs. Those lower values in stocks and bonds will lower the value of cash value life insurance policies and annuities, which also should be terminated while you still have time to do so. Whether we like it or not, this is to be a total takedown. If you think moving assets offshore, forget it, unless you are willing to live in that new country and become a citizen. The US has agreements with many countries already to access the assets of US citizens. Why do you think the number of Americans renouncing citizenship is growing in leaps and bounds? There are some savvy people who are able to escape and are doing so. Now is the time to act. He who hesitates is lost.

The foregoing events lead us to other manifestations of trouble, real trouble. For the past four years all currencies have fallen versus gold and silver. The US dollar has been falling for 11 years versus gold and silver. What gold is telling you is that the US, UK and European financial systems are on the way to collapse. The cover-up cannot go on and all the players know that. They are all living in the theater of the absurd. What politicians in all these countries are doing is what they are being told to do. If they do not do what they are told they will never hold public office or be a bureaucrat again. If what they do is serious enough they will be liquidated. What is happening financially, fiscally and monetarily is unnatural. There is absolutely no way the system can be fixed. If these politicians and their handlers believe this they are doomed. They have pulled this hundreds of times and each time they have been unsuccessful. This time will be a disaster for the Illuminists due to the Internet and talk radio. This time they will escape nothing. We live in a decadent, immoral financial system that has to fall. In this sort of environment only gold and silver can protect your assets.

It wasn’t too long ago we lived under socialism; today it is fascism. Those socialist states have built on massive borrowing to bring about a now broken state. Like Europe, which is dead, America will soon be just as dead. The only changes we will see after a total collapse. What is good about that is that the illuminists will lose and we will win. Then come the civil and criminal trails to convict and relieve these people of their wealth and lives. The reign of the parasites will be over. Those controlling our president, Congress and the Fed want to bring America down to the socialist European model. Worse yet, all the players believe they are above the law, that is banking, Wall Street, transnational conglomerates and, of course, our government servants. Fortunately, we have taken a bit of their arrogance away over the past couple of years. Recent comments by a number of Illuminists have led us to believe we have them on the run. That is not enough. They are going to fight back with everything they have and we must be ready for the challenge. The battle is just now being undertaken finally.

My friends have too much time!!!!

A frog goes into a bank and approaches the teller. He can see from her nameplate that her name is Patricia Whack."Miss Whack, I'd like to get a $30,000 loan to take a holiday."Patty looks at the frog in disbelief and asks his name. The frog says his name is Kermit Jagger, his dad is Mick Jagger, and that it's okay, he knows the bank manager.Patty explains that he will need to secure the loan with some collateral.The frog says, "Sure. I have this," and produces a tiny porcelain elephant, about an inch tall, bright pink and perfectly formed.Very confused, Patty explains that she'll have to consult with the bank manager and disappears into a back office.She finds the manager and says, "There's a frog called Kermit Jagger out there who claims to know you and wants to borrow $30,000, and he wants to use this as collateral."She holds up the tiny pink elephant. "I mean, what in the world is this?"The bank manager looks back at her and says..."It's a knickknack, Patty Whack. Give the frog a loan, His old man's a Rolling Stone."